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Flexible HVAC Financing.
Payments That Work for You.

Patriot Heat & Air team member meeting with a customer in the office to discuss HVAC services.

Need a new system but worried about the upfront cost? We’ve teamed up with trusted lenders to make HVAC replacements and repairs more manageable, with simple financing options designed to fit your monthly budget.

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Why Financing Your HVAC System Makes Sense

We get it—replacing your HVAC system is a big investment. But waiting too long can lead to costly emergency repairs and an uncomfortable home.


That’s why we offer flexible financing for qualified homeowners. Whether you need a new furnace, air conditioner, or complete system upgrade, we’ll help you find a solution that works for your family and your finances.

Patriot Heat & Air technician reviewing service details with a homeowner outside their home.

What You Can Expect from Our Financing Options

  • Fast application process, quick credit decisions

  • Flexible financing options to fit your monthly budget

  • Special and competitive interest financing options for qualified buyers

  • Local guidance to walk you through every step

Financing: How It Works

Step 1: Get a Quote
We’ll inspect your system and recommend the best replacement or repair for your comfort and efficiency goals.

Step 2: Explore Financing
We’ll connect you with our trusted lenders and help guide you through the application process.

Step 3: Choose a Plan That Works for You
You’ll get clear, upfront payment options with no surprises or hidden fees.

Step 4: Get Scheduled
If approved, we’ll schedule your installation or repair and get you back to comfort.

HVAC technician using a tablet to run diagnostics on service equipment from a work vehicle.

About Our Financing Lenders

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A well-known lender in the home improvement space, Synchrony offers convenient financing options including promotional plans with no interest if paid in full within a set period. Their easy online application makes it quick to get started.

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Backed by one of the nation’s most recognized banks, Wells Fargo offers competitive fixed-rate HVAC financing options and reliable customer service. 

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GreenSky offers flexible financing options tailored for home improvement projects like HVAC upgrades. With plans that include no interest if paid in full within 12 months or extended terms with reduced rates, GreenSky makes it easier to get the service you need now—and pay over time. Applications are simple and approvals are typically fast.

Patriot Heat & Air technician performing diagnostics on an outdoor HVAC unit.
Patriot Heat & Air technician inspecting HVAC equipment during an outdoor system check.

Ready to Stay Comfortable Year-Round?

Don’t wait for a breakdown. Get the reliable heating and cooling service you need today. Whether it’s a repair, a new system installation, or routine maintenance, Patriot Heat & Air is here to help with fast, professional service you can trust.

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